Oper Credits
LinkedIn : opercredits
At Oper, we combine deep mortgage expertise with software to help lenders make faster, safer decisions by removing manual verification from the lending journey end-to-end.
We’ve built Herman, an enterprise-grade AI agent designed for credit operations.
Configurable to each lender’s processes, policies, and decision engines, Herman pre-processes loan applications to ensure completeness and consistency, runs policy checks, flags missing or conflicting information, and drafts credit analyses for human decision-makers.
Through APIs, Herman integrates with existing infrastructure -including legacy systems - so lenders can automate verification without replacing their core stack.
Built for regulated environments, Oper is ISO certified and compliant with the EU AI Act. Herman’s outputs are documented, traceable, and auditable.
