Mifundo Named Disruptor and Startup of the Year at Europe Fintech Awards 2025

We’re proud to share that Mifundo has won two prestigious titles at the 2025 Europe Fintech Awards: Disruptor of the Year and Startup of the Year. Securing both awards reflects the growing momentum behind their mission to reshape how credit data is shared and used across borders, bringing us closer to a truly integrated European financial ecosystem.

These recognitions mark a major milestone for their team and the impact of their passportable cross-border credit solution across Europe.

Held in London, one of the world’s top financial centres, the Europe Fintech Awards celebrate excellence and innovation in the fintech sector. The 2025 edition brought together leaders from startups, financial institutions, regulators, and investment firms across the region to recognise the most impactful players in the industry.

This year, 25 awards were presented by a panel of fintech experts, regulatory authorities, and venture capitalists. Nominees were evaluated on their technological innovation, user experience, market impact, security, and potential to disrupt the financial ecosystem.

Among the standout performers was Estonia’s vibrant fintech sector, which secured 5 of the 25 awards. Notable Estonian winners included Wallester, who took home both Fintech Partner of the Year and Fintech of the Year, and Monefit, which won Investment Tech of the Year. These achievements establish Estonia’s role as one of Europe’s most dynamic fintech hubs, a status further reinforced by Mifundo’s double win at the event.

Winning Disruptor of the Year and Startup of the Year reflects Mifundo’s game-changing approach to cross-border credit sharing. Their secure, passportable credit data solution is quickly becoming the benchmark for seamless and compliant financial services across Europe. Adding to this achievement, being named Startup of the Year affirms the scalability of their vision, and the growing trust they earned from partners and clients.