New Podcast Episode: Peppol, PSD3 & Beyond - Europe’s API Payment Future

In this episode, Koen Marcel K Vanderhoydonk is joined by Cédric Nève from Digiteal to map how Belgium’s e-invoicing mandate is reshaping payments and how EU initiatives like ViDA, PSD3 and PSR are accelerating the shift toward compliance delivered as an API-first product. Cédric joins the podcast to explain why regulation is no longer just a requirement, but a competitive advantage for payment providers that build it directly into their infrastructure.

The conversation further dives into API-based payments, e-invoicing, QR codes and open banking, with Belgium’s rapid Peppol adoption offering a real-world preview of what’s coming across Europe. We explore how AI is transforming onboarding through trusted data sources, how Verification of Payee (IBAN-to-name matching) is changing fraud prevention and why lower, more sovereign transaction fees matter. From Digiteal’s expansion playbook to practical advice on getting started this episode is a must-listen for fintechs navigating the next wave of European payment.

Listen to the podcast here